 |   Whats a good Cash back credit card?This is a discussion on Whats a good Cash back credit card? within the The Lounge forum part of the General Discussion category; After black friday, i feel the need to get annother credit card. Preferably one with some kind of Cash Back ...  Welcome on Chicagovelocity.com! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 4500 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to new posts, local events, news and last but not least will see no ads. We would love to see you around in our community!  | | 
11-29-2005, 12:24 PM
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#1 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| Whats a good Cash back credit card?
After black friday, i feel the need to get annother credit card. Preferably one with some kind of Cash Back Rewards on purchases.
Any good cards that you guys use with no annual fees and give decent cash back rewards? | 
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11-29-2005, 12:27 PM
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#2 | | 488ci V10 Power
Join Date: Mar 2003 Location: Algonquin, IL
Posts: 7,157
| Credit cards are the DEVIL! I only use cash these days. If you cant afford to pay for it when you want it, then you probably wont ever be able to afford it. 
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1999 Viper ACR Edition - Silver/Blue Stripes - 618 rwhp, 651 ft/lbs torque  | |
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11-29-2005, 12:28 PM
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#3 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| Discover?
I hope you're not getting another card because your current one is maxed out after Thanksgiving. That's just not smart.
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R.I.P. Terry Armour | |
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11-29-2005, 12:33 PM
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#4 | | Straße haltbar
Join Date: Apr 2003 Location: Downers Grove
Posts: 9,854
| Quote: |
Originally Posted by rummy Discover?
I hope you're not getting another card because your current one is maxed out after Thanksgiving. That's just not smart. | Plus your chances of getting approved while having maxed cards is smaller
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It's time to boost morale | |
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11-29-2005, 12:35 PM
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#5 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| Quote: |
Originally Posted by rummy Discover?
I hope you're not getting another card because your current one is maxed out after Thanksgiving. That's just not smart. |
Lol it is maxed  Only 1 of them is maxed because Frys wouldnt take my American Express Card, those bastards. I need another card for purchaseing more parts for the computer that im building and hoping to get some kinda cash back and save a bit.
I have enough cash to cover it... well by the time the bill comes ill have enough | |
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11-29-2005, 12:36 PM
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#6 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| Quote: |
Originally Posted by fretburnr Plus your chances of getting approved while having maxed cards is smaller |
Its within a couple dollars from being maxed does that count  I think im about 8 dollars from the limit. | |
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11-29-2005, 12:38 PM
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#7 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| I wouldn't do it. Especially if you have the cash to pay off your CC bills, wait, pay it off, then purchase with the same card. That's just me.
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R.I.P. Terry Armour | |
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11-29-2005, 12:46 PM
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#8 | | Chaos Simplifier
Join Date: May 2005 Location: Naperville
Posts: 2,878
| They all suck, and as stated; if you can not afford whatever now, chances are you won't. As of Jan 1, the minimum payment calculations change and now they all will require you to pay all finance charges PLUS 1% of the principal.
If you're late or don't make the minimum, you are then defaulted to a rate of 20%+++
Then it piles on more. | |
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11-29-2005, 01:06 PM
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#9 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| I have enough now, to clear out all the charges on my maxed credit card now, its just that i cant add any more purchases until i get the bill and send in the money. | |
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11-29-2005, 01:08 PM
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#10 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| You should be able to pay by phone?
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R.I.P. Terry Armour | |
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11-29-2005, 01:10 PM
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#11 | | Straße haltbar
Join Date: Apr 2003 Location: Downers Grove
Posts: 9,854
| Quote: |
Originally Posted by rummy You should be able to pay by phone? | i never use paper bills anymore, i take care of it all online/over phone.
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It's time to boost morale | |
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11-29-2005, 01:15 PM
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#12 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| never knew that, i just usually wait 30 days and then look in mail for bill and pay it all at once. | |
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11-29-2005, 01:19 PM
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#13 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| Quote: |
Originally Posted by fretburnr i never use paper bills anymore, i take care of it all online/over phone. | Dig. We're neato like that! 
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R.I.P. Terry Armour | |
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11-29-2005, 01:19 PM
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#14 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| Quote: |
Originally Posted by Bbc84 never knew that, i just usually wait 30 days and then look in mail for bill and pay it all at once. | Every Friday, I make a payment to my American Express. 
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R.I.P. Terry Armour | |
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11-29-2005, 01:23 PM
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#15 | | Senior Garbage Poster
Join Date: Apr 2002 Location: Naperville, IL
Posts: 15,031
| Do you use your cards that much? The only time I use my credit card is usually Black Friday and ordering online. Otherwise I prefer to pay cash, so i dont leave a paper trail of where im spending money. | |
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11-29-2005, 01:32 PM
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#16 | | maybe this year
Join Date: Jun 2002 Location: 60118
Posts: 15,948
| I rack up $200 a week on groceries, food and gas alone. Now, American Express has 90 day billing periods, and it's always due in full. So, rather than paying $800 ~ $900 every month and a half, I make small payments every weekend. Easier to manage, and it takes 3 minutes of my time.
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R.I.P. Terry Armour | |
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11-29-2005, 01:53 PM
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#17 | | Tip Top Special !?!?!
Join Date: Aug 2002 Location: no where you want to be
Posts: 10,511
| Quote: |
Originally Posted by rummy I rack up $200 a week on groceries, food and gas alone. Now, American Express has 90 day billing periods, and it's always due in full. So, rather than paying $800 ~ $900 every month and a half, I make small payments every weekend. Easier to manage, and it takes 3 minutes of my time. | good job baller............as in $$$$$$$$$$$
LOL
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11-29-2005, 01:57 PM
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#18 | | Damnit
Join Date: Sep 2002 Location: village hidden in the leaves
Posts: 4,787
| i only have 1 visa, and ima keep it that way
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"All these idiots doing wheelies in rush hour traffic and riding around in sandals and tank-tops are an embarrassment. But hey, they look cool... Hope they have good life insurance and don't hurt innocent people" - zerotta
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11-29-2005, 02:14 PM
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#19 |
Join Date: Jul 2003
Posts: 1,155
| Yeah I want a CC with good rewards.
I signed up for Chase's Amazon card to get $30 off a purchase and every 2500 points will get me a $25 gift certificate for Amazon. Well with 1 point = $1 I just realized how long it actually takes to get his reward  . | |
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11-29-2005, 02:28 PM
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#20 | | Straße haltbar
Join Date: Apr 2003 Location: Downers Grove
Posts: 9,854
| Quote: |
Originally Posted by rummy Dig. We're neato like that! | yeah we are 
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