 |  Credit Card BalanceThis is a discussion on Credit Card Balance within the The Lounge forum part of the General Discussion category; Who here carries one?
Personally, I pay off my CC bill in full every month. My friend has $15K balance ...  Welcome on Chicagovelocity.com! Make sure to register - it's free and very quick! You have to register before you can post and participate in our discussions with 4500 other registered members. User profiles and some forums can only be seen by registered members. After you create your free account you will be able to customize many options, you will have the full access to new posts, local events, news and last but not least will see no ads. We would love to see you around in our community!  | | 
01-21-2004, 11:42 AM
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#1 | | Award Winning
Join Date: Feb 2003 Location: Chicago
Posts: 25,272
| Credit Card Balance
Who here carries one?
Personally, I pay off my CC bill in full every month. My friend has $15K balance on his and I don't think I could ever let myself be that much in debt  | 
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01-21-2004, 11:43 AM
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#2 | | Crazy One.
Join Date: Apr 2003 Location: Rancho Cucamonga
Posts: 3,967
| I have one of my cards at about 3k.  Other than that, I owe nothin, not even on my car. | |
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01-21-2004, 11:44 AM
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#3 | | Can u find the Glory Hole
Join Date: Feb 2003
Posts: 1,636
| Quote: |
Originally Posted by Celicat Who here carries one?
Personally, I pay off my CC bill in full every month. My friend has $15K balance on his and I don't think I could ever let myself be that much in debt | I have 3 total, I carry 2 on me. I was told it was bad to pay off your card every month. I could be wrong, I have a balance of like 3k between 2 cards.. | |
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01-21-2004, 12:02 PM
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#4 | | I'm back!!!!!!!!!!!!!!!!!
Join Date: Feb 2003 Location: Germantown, WI
Posts: 1,903
| I have 2 credit cards, each have a $300 Credit limit. So I cant get into that much debt if I tried. I gave one for my grandma to hold to incase I need it for emergencies. And the other one is maxed for the time. My boyfriend just charged a new tranny on it.
Although I owe $3000 on one car and $6000 on another car. other than lol I'm ok | |
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01-21-2004, 12:10 PM
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#5 | | Loan Officer
Join Date: Dec 2005 Location: Out of sight
Posts: 11,373
| 300 dollar limit. HAHA | |
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01-21-2004, 12:19 PM
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#6 | | Ich bin im Elend
Join Date: Mar 2003 Location: N. Aurora
Posts: 14,430
| I currently owe about $1000 to one of my cards, and the rest are free and clear. I'll have that card paid off by march  I try to keep my balances down, but unemployment screwed me outta trying to do that.
So, once I get that $1g paid off, I'll have about $40k worth of no balance credit cards  .
__________________  Just gettin my ducks in a row. | |
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01-21-2004, 12:22 PM
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#7 | | [adult swim]
Join Date: Jul 2003 Location: Schaumburg
Posts: 10,806
| I wish I had a CC, there are so many things that I have that I want to sell on E-Bay... but I can't because I don't have a CC .
__________________ "They say evil prevails when good men fail to act. What they oughtta say is, evil prevails." | |
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01-21-2004, 12:28 PM
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#8 | | Can u find the Glory Hole
Join Date: Feb 2003
Posts: 1,636
| Apply for one?? | |
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01-21-2004, 12:32 PM
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#9 | | [adult swim]
Join Date: Jul 2003 Location: Schaumburg
Posts: 10,806
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Originally Posted by DopeGTS Apply for one?? | You obviously don't know me that well (I don't expect you to)... I'm FAR too lazy.
__________________ "They say evil prevails when good men fail to act. What they oughtta say is, evil prevails." | |
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01-21-2004, 12:32 PM
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#10 | | Can u find the Glory Hole
Join Date: Feb 2003
Posts: 1,636
| You can do it online...? | |
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01-21-2004, 12:34 PM
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#11 | | [adult swim]
Join Date: Jul 2003 Location: Schaumburg
Posts: 10,806
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Originally Posted by DopeGTS You can do it online...? | I'm sure you can... but that would require going to some site, then clicking on some links, and then filling something out, and then blah blah blah...
edit: Maybe... MAYBE, if some kind soul on CV were to submit a link to a credit card application page... I MIGHT fill it out.
__________________ "They say evil prevails when good men fail to act. What they oughtta say is, evil prevails." | |
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01-21-2004, 12:35 PM
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#12 | | Loan Officer
Join Date: Dec 2005 Location: Out of sight
Posts: 11,373
| So what is the difference from that site to what you had to do to sign up for CV.com? | |
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01-21-2004, 12:36 PM
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#13 | | Can u find the Glory Hole
Join Date: Feb 2003
Posts: 1,636
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Originally Posted by IdleSnake So what is the difference from that site to what you had to do to sign up for CV.com? | My thoughts exactly.. www.bankone.com There is one.. | |
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01-21-2004, 12:37 PM
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#14 | | [adult swim]
Join Date: Jul 2003 Location: Schaumburg
Posts: 10,806
| DAMN!!! Why you gots to be wastin' my flava! 
__________________ "They say evil prevails when good men fail to act. What they oughtta say is, evil prevails." | |
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01-21-2004, 12:39 PM
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#15 | | Takeru Kobayashi
Join Date: Oct 2002 Location: Wheeling, IL
Posts: 1,598
| I don't have one either.....but I just don't like hearing how all these people are in debt, so that scares me.
I'd really just want it for shopping online. | |
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01-21-2004, 01:20 PM
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#16 | | I'm back!!!!!!!!!!!!!!!!!
Join Date: Feb 2003 Location: Germantown, WI
Posts: 1,903
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Originally Posted by IdleSnake 300 dollar limit. HAHA | lol, No one will give me a damn credit card for more than. I don't have enough credit they say, but damn, how r u suppose to get credit if no one will give you credit ! :rolleyes: | |
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01-21-2004, 01:22 PM
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#17 | | Can u find the Glory Hole
Join Date: Feb 2003
Posts: 1,636
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Originally Posted by MilLTownLudeGrl lol, No one will give me a damn credit card for more than. I don't have enough credit they say, but damn, how r u suppose to get credit if no one will give you credit ! :rolleyes: | You can call and ask if they will increase your limit. It takes time to establish credit, and some cc companies are just pricks anyway. | |
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01-21-2004, 01:36 PM
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#18 | | Registered User
Join Date: Jun 2003 Location: BEHIND YOU
Posts: 469
| ZERO DEBT, EVERYTHIGN PAID FOR AND LOVING IT!
I REALLY FEEL SORRY FOR ALL YOU PEOPLE W/ A CREDIT CARD DEBT.  | |
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01-21-2004, 02:00 PM
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#19 | | Registered User
Join Date: Jun 2003 Location: Bufu land
Posts: 12,242
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Originally Posted by DopeGTS I have 3 total, I carry 2 on me. I was told it was bad to pay off your card every month. I could be wrong, I have a balance of like 3k between 2 cards.. | I was told that before too, but it's BS. I pay off my Express card every time I make a purchase on it (well before I did, not jus monthly). But anyways, w/ in less than a year it went platinum and my ratings went up because of it. Now my visa, I never pay that off in full, and its still the same limit. | |
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01-21-2004, 02:09 PM
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#20 | | Award Winning
Join Date: Feb 2003 Location: Chicago
Posts: 25,272
| Quote: |
Originally Posted by MilLTownLudeGrl lol, No one will give me a damn credit card for more than. I don't have enough credit they say, but damn, how r u suppose to get credit if no one will give you credit ! :rolleyes: | Once you get old enough, they'll be bombarding your mailbox with "pre-approved" credit card apps. | |
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